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E-commerce
Sunday 22 April 2012 ? 0 Bearism ?
E-Commerce

Ecommerce Definition:  e-commerce, or electronic commerce is the conduct of a financial transactions by electronic means.  With the huge success of commerce on the Internet, e-commerce usually refers to shopping at online stores on the World Wide Web, also known as e-commerce Web sites.


Example of E-commerce

Online Shopping
  • Buying and selling goods on the Internet is one of the most popular examples of ecommerce. Sellers create storefronts that are the online equivalents of retail outlets. Buyers browse and purchase products with mouse clicks.

Online Shopping

Electronic Payments

  • When buying goods online, there needs to be a mechanism to pay online too. Electronic payments reduce the inefficiency associated with writing and mailing checks.


Electronic payment


Online Auctions
  • When you think online auction, you think eBay. Physical auctions predate online auctions, but the Internet made auctions accessible to a large number of buyers and sellers. Online auctions are an efficient mechanism for price discovery.
Online Auctions

Internet Banking
  • Today it is possible for you to perform the entire gamut of banking operations without visiting a physical bank branch. Interfacing of websites with bank accounts, and by extension credit cards, was the biggest driver of e-commerce.

Bank Islam Internet Banking

 
Online Ticketing
 

  •     Air tickets, movie tickets, train tickets, play tickets, tickets to sporting events, and just about any kind of tickets can be booked online. Online ticketing does away with the need to queue up at ticket counters.


Air Asia Online Ticketing





Advantages&Disadvantages of E-commerce

Click to enlarge























E-banking

  •  Online banking (or Internet banking or E-banking) allows customers of a financial institution to conduct financial transactions on a secure website operated by the institution, which can be a retail or virtual bank, credit union or building society.
  • An Internet banking customer accesses accounts from a browser— software that runs Internet banking programs resident on the bank’s World Wide Web server.

  • Must have personal Internet access - must register with the institution for the service, and set up some password (under various names) for customer verification.


    Features

    1.   viewing account balances
    2.  viewing recent transactions
    3.  downloading bank statements, for example in PDF format
    4.  Paying third parties, including bill
    5.  Loan applications and transactions, such as repayments of enrollments
    6.  Funds transfers between the customer's linked accounts
 E-banking in Malaysia

Affin bank Sdn Bhd
Bank Islam Sdn Bhd
CIMB Sdn Bhd





Security ( Online Transaction )

  • Exchanging sensitive information without the appropriate encryption technology or security measures can make a computer user or identity particularly vulnerable.
  • There are several ways to help ensure safe transactions on the Internet.  The following list provides some tips on how to make sure your transaction is secure:
Online security is important




1. Use the latest Internet browser.
2. Read the privacy policy.
3. Only use one credit card.
4. Never give out passwords or user ID information online unless you know who you are dealing with.
5. Keep records of all of your Internet transactions.
 6.After you've made purchases online, check your e-mail. 


Enterprise wide technologies and methodologies 

   Several technologies adapted by enterprise allow them the flexibility and the ability to move swiftly in a business environment. Some of the common technologies used in enterprise include portals, electronic data interchange, data warehouse, extranets, web service, work flow and virtual private networks. Here are some example of the technologies that have been used nowadays:


1.  Collaboration Key : companies set up smart hubs that are not only used by their own customers, but also interact with other companies' sites.

2. Supercharged Kiosks : The customer could even purchase the TV directly from the kiosk for later deliver.

3. IM's New Role : instant messaging likely will be beefed up to handle everyday business processes.

4. Speeding Things Up : the real-time aspect of future e-commerce technologies will allow users to engage in "threaded discussions" as they negotiate contracts and share data.

5. Wireless e-commerce : also called mobile commerce or m-commerce.


Technology on our hand. Together we move forward








Scenario 
Do you have any experience in purchasing items from e-commerce websites? Do you satisfied with the product? Do leave your comment here.
 

Thanks for reading :)



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